Coin · XLM
Exchange Stellar (XLM) instantly, no KYC
XLM settles in about five seconds for a fraction of a cent. The two things to get right: the memo, when an exchange asks for one, and the reserve of a brand-new account.
Swap XLM to…
What 1,000 XLM gets you
Quoted by the desk at for a swap worth about 1,000 USD, network fees included — which is why the two columns differ: the gap is the real cost of a round trip, not a hidden line. Pick a row to load it in the module.
Networks
XLM lives on one network
There is no other-chain version of XLM on this desk, so there is no wrong network to pick. The address format is the one thing to check.
| Network | Address format | Memo / tag | Rate | Available to | Swap |
|---|---|---|---|---|---|
| Stellar | starts with G — 56 characters | Yes — when receiving into an exchange account | Fixed or floating | Send and receive | BTC → XLM |
Before you send
What to know about XLM
Stellar is a payments network built for fast, low-cost transfers of money and tokenised dollars, closing a ledger every five seconds or so. Every account holds a small XLM reserve, and deposits to exchanges use a memo.
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01
Addresses start with G
A Stellar address is 56 characters long and starts with G. Paste it, then compare the first and last characters.
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02
Exchanges need the memo
Platforms that share one Stellar address among their users identify your deposit by its memo. Receiving into an exchange account? Add the memo it gave you — without it the XLM arrives but is not credited to you.
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03
A new account needs 1 XLM
A Stellar account only exists once it holds the minimum balance of 1 XLM. A payout of at least that amount opens a fresh address by itself; below it, the payment would fail.
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04
About five seconds
Stellar closes a ledger every five seconds or so — the XLM leg of a swap is close to instant.
How to
How to exchange Stellar
Three steps, and only the second one involves your wallet.
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01 you
Pick the pair and paste your address
Choose what you swap XLM for — or what you pay with to get it — and paste the address that should receive the coins. It is checked against the network before anything is created.
- Minimum
- 23.8064 XLM
- XLM address
- starts with G — 56 characters
- Identity check
- none
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02 you
Send one deposit from your wallet
We generate a deposit address for this exchange only. Send when you are ready — nothing moves before you do, and there is no account to fund first.
- Transactions
- one, from your wallet
- Rate
- fixed or floating
- Memo / tag
- shown with the address if needed
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03 automatic
Receive the payout
Once the network confirms your deposit, the exchange and the payout take seconds. The coins go straight to your address — no balance, no withdrawal step.
- Arrival
- 10-60 min
- Tracking
- live order page, no login
- Left with us
- nothing
FAQ
Stellar swaps, in short
Using it
What is the minimum XLM swap?
On XLM → BTC it is 23.8064 XLM right now. The desk sets it live for every pair, and it moves with the network fee of the receiving chain — below it, that fee would eat the swap. The module always prints the minimum of the pair you have selected.
Which XLM networks can I use?
One: Stellar — an address there starts with G — 56 characters. There is no other-chain version of XLM on this desk to confuse it with.
Do I need a memo or destination tag?
Only when you receive into a shared address — typically an exchange account, which gives you a memo or tag along with the address. A wallet you control does not need one. If the deposit side needs a memo, the order page shows it next to the deposit address. How memos and tags work.
Money & privacy
Can I lock the rate on a XLM swap?
Yes, whenever the other side of the pair supports it too — pick Fixed in the module. The rate is locked when the exchange is created and a countdown starts for your deposit. Fixed or floating: how to choose.
What does a XLM swap cost?
Two things come out of a swap: the network fees of the two blockchains involved, and our margin, which is already inside the rate. Both are included in every price on this page — nothing is added after you confirm. Swapping small costs proportionally more, because network fees are fixed amounts.
Do I need an account or ID to swap XLM?
No. There is no account to create and we never ask for identity documents, at any amount. The one case where a swap can be held is spelled out in the AML policy rather than hidden — and explained in plain words on the no-KYC page.
Guides
Worth reading before a XLM swap
Fixed vs floating rate crypto exchange: which one should you pick?
What a locked rate really guarantees, what it costs right now, and a simple rule for choosing.Read the guide
How long does a crypto swap take?
Where the minutes go, network by network — and what to check when a swap is slower than it should be.Read the guide
Sent USDT or another coin to the wrong network? What to do, case by case
A decision tree: find your case in three questions, then follow the recovery steps that apply to it.Read the guideSwap Stellar now
1 XLM ≈ 0.1998649 USDT · no account, no identity check.