HBAR to USDC (Algorand) Exchange — Instant, No KYC

Q: What is the minimum HBAR to USDC swap?

0.0279438 HBAR right now. The desk sets it live and it moves with the Algorand network fee — below it, that fee would eat the swap. There is no fixed maximum on this pair.

Q: Which address do I need to receive USDC?

A Algorand address you control — it 58 characters, capital letters and digits. USDC exists on several networks; an address from another one looks valid and the coins would be unrecoverable, so we check it against Algorand before creating anything. Receiving into an exchange account? Add the memo / destination tag it gave you.

Q: How long does HBAR to USDC take?

Around 10-60 minutes end to end, as forecast by the desk right now. Most of that is Hedera confirming your deposit — the exchange and the payout themselves take seconds.

Q: Can I get a guaranteed amount of USDC?

Yes — pick Fixed in the module. The rate is locked when the exchange is created, and a countdown starts for your deposit.

HBARon Hedera
one deposit
Swaponymfixed or floating
one payout
USDCon Algorand

Payout network fee: 0.0011834 USDC; Algorand charges this to move your coins. It is not our fee, and it is already inside the amount you are quoted.
Our fee: Inside the rate; No line added at the end, no percentage on top. What the quote says is what settles.
Rate type: Fixed or floating; Lock the price now and beat the clock, or follow the market until your deposit confirms.
Identity check: None; No account, no document, no limit tied to who you are — at any amount on this pair.

Follows the market until your deposit confirms.

You send

Min

You get · estimated

0.044949

1 HBAR ≈ 0.089898 USDC

Payout network fee 0.0011834 USDC

Estimated arrival 10-60 min

No sign-up. By continuing you accept our Terms.

How to

How to swap HBAR to USDC (Algorand)

Three steps, and only the second one involves your wallet.

Start this swap

01 you

Enter the amount and your USDC address

Type what you want to send, then paste the address that should receive the USDC. We check it against Algorand before anything is created — and if you receive into an exchange account, add its memo / destination tag.

Minimum
0.0279438 HBAR

USDC address
58 characters, capital letters and digits

Identity check
none
02 you

Send your HBAR to the deposit address

We generate an address for this exchange only. Send from your own wallet, whenever you are ready — nothing moves before you do, and there is no account to fund first.

Deposit network
Hedera

Transactions
one, from your wallet

Rate
fixed or floating
03 automatic

Receive your USDC

Once Hedera confirms your deposit, the exchange and the payout take seconds. The USDC goes straight to your address — no balance, no withdrawal step.

Arrival
10-60 min

Lands on
Algorand

Left with us
nothing

What you actually get

HBAR to USDC, at four sizes

The payout network fee is a fixed amount, so the smaller the swap, the more of it that fee eats — which is why this table exists instead of one headline rate.

HBAR to USDC (Algorand) conversion at several amounts
You send	You get	Effective rate	Cost of size
0.1 HBAR	0.008043 USDC	0.08043	−12.60%
0.5 HBAR	0.044949 USDC	0.089898	−2.32%
1 HBAR	0.091082 USDC	0.091082	−1.03%
5 HBAR	0.460147 USDC	0.0920294	best rate on this pair

Quoted by the desk at 21:20 UTC, refreshed every few minutes. The percentage compares each line's effective rate with the best one in this table — it is the price of swapping small, not a fee we charge.

The two sides

Hedera and USD Coin (Algorand): what you send, what you receive

You send: Hedera

HBAR is the native coin of Hedera, a public network governed by a council of large organisations and ordered by the hashgraph consensus algorithm. Accounts are identified by IDs such as 0.0.123456, and transactions settle in a few seconds. More about Hedera.

On this pair it moves over Hedera — an address there looks like 0.0.123456 (an account ID). This network uses a memo / destination tag for deposits to shared wallets.

HBAR lives on a single network here, so there is no wrong-chain version of it to confuse it with.

You receive: USD Coin (Algorand)

USD Coin (USDC) is a dollar-pegged stablecoin issued by Circle and backed by cash and short-term US Treasuries. Like USDT it exists on several networks, each with its own address format and fees. More about USD Coin.

On this pair it moves over Algorand — an address there 58 characters, capital letters and digits. This network uses a memo / destination tag for deposits to shared wallets.

USDC also exists on other networks — different addresses, not interchangeable: Aptos, Arbitrum, Avalanche, BEP20, Base, Celo.

Nearby

Other routes from here

USDC → HBAR USD Coin (Algorand) to Hedera

HBAR → BTC Hedera to Bitcoin

HBAR → ETH Hedera to Ethereum

HBAR → USDT TRC20 Hedera to Tether (TRC20)

HBAR → USDT ERC20 Hedera to Tether (ERC20)

BTC → USDC Algorand Bitcoin to USD Coin (Algorand)

ETH → USDC Algorand Ethereum to USD Coin (Algorand)

USDT → USDC Algorand Tether (TRC20) to USD Coin (Algorand)

Browse all assets

FAQ

HBAR to USDC, in short

Using it

What is the minimum HBAR to USDC swap?

0.0279438 HBAR right now. The desk sets it live and it moves with the Algorand network fee — below it, that fee would eat the swap. There is no fixed maximum on this pair.

Which address do I need to receive USDC?

A Algorand address you control — it 58 characters, capital letters and digits. USDC exists on several networks; an address from another one looks valid and the coins would be unrecoverable, so we check it against Algorand before creating anything. Receiving into an exchange account? Add the memo / destination tag it gave you.

How long does HBAR to USDC take?

Around 10-60 minutes end to end, as forecast by the desk right now. Most of that is Hedera confirming your deposit — the exchange and the payout themselves take seconds.

Money & privacy

Can I get a guaranteed amount of USDC?

Yes — pick Fixed in the module. The rate is locked when the exchange is created, and a countdown starts for your deposit.

What does it cost?

Two things come out: the Algorand network fee for sending your payout — 0.0011834 USDC right now — shown on its own line, and our margin, which is already inside the rate. Nothing is added after you confirm.

Do I need an account or ID?

No. There is no account to create and we never ask for identity documents, at any amount. The one case where a swap can be held is spelled out in the AML policy rather than hidden.

Is a HBAR to USDC swap traceable?

On-chain, yes: Hedera and Algorand are public ledgers, so the deposit and the payout are visible to anyone, like any other transaction on them. What nobody can link them to is an identity: there is no account, no document and no request log here — the privacy policy names the only parties in the path.

What if the swap cannot complete?

Every order takes an optional refund address, and it is worth filling in. If the exchange cannot go through — a deposit under the minimum, a pair that stops being quoted, or the one documented case of a flagged deposit where the law allows a return — the deposit goes back to that address, minus what the network charges to send it; we charge nothing for a refund. Without a refund address, a return has to be arranged by hand through support. The order page tells you which situation you are in; nothing is decided silently.

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